As the weather heats up, many Canadians are counting down the days until their summer vacation. Whether you’re looking to travel outside your home province, or outside the country, you want to make sure that you have travel health coverage to protect against unforeseen medical emergencies.
If you have employee benefits, you may not need to purchase additional travel insurance. The Chambers of Commerce Group Insurance Plan® Health option, for example, provides a wide range of travel benefits to insured employees and family members. These people do not typically need to buy additional short-term personal policies unless they plan to be away for an extended period of time.
Chambers Plan Voyage Assistance takes care of a broad range of expenses which go over the amounts covered by your Provincial Medical Plan. Covering typical charges like hospital services, semi-private room charges and doctors’ bills, Voyage Assistance will also translate, direct claimants to local medical facilities, advance payments required prior to treatment, and evacuate patients to more appropriate facilities nearer home. The coverage also provides return of vehicle, lost luggage, and lost document services.
Check your group policy for travel coverage before you leave on vacation. See what benefits you’re entitled to and note any limits that apply (such as a maximum trip duration or age restrictions). You may be able to save yourself the cost of additional insurance coverage when you travel.